First time buyers good credit/no credit: can get approved with zero down

-go to your nearest credit union and get pre-approved, once you know the car you want we can email or fax over your purchase order to your loan officer.

-If you don't have credit established quite yet you may have to start with a standard high interest rate but after 6-9 months once you have established some you may refinance for a lower interest rate. If you have any questions in regards to this matter feel free to ask.

Things you might need: 

*3-6 month worth of pay stubs